The Preferred has an 80,000-point bonus, while the Reserve offers a mere 50,000 points. Since then, Chase has updated some benefits to the CSR. .tg .tg-c1kk. The Chase Sapphire Preferred is a step down from the Chase Sapphire Reserve. The Chase Sapphire Preferred® Card and the new Chase Freedom Flex℠ are intended for two very different types of users. .tg .tg-d4j9 The Reserve is considered to be a luxury credit card and while the fee may seem very high at first glance, as it turns out, the Reserve card is actually an amazing deal for frequent travelers because the rewards make up for the annual fee expense. Earn cash back on your online purchases w/ Ebates. They are meant to provide estimates and may not reflect the exact amount of rewards you will receive. The Chase Sapphire Reserve annual fee is going up to $550 starting January 12, 2020, a $100 increase. This is the same amount of spend for a slightly higher amount of points. That means if you have opened five or more new credit cards in the past 24 months, you will automatically be declined if you apply for this card. Search for credit cards by name, rewards program, or rewards currency. DashPass normally costs $9.99 per month which equals $120 in cash value. Chase's two Sapphire credit cards offer some of the best travel rewards on the market. .tg th{font-family:proxima-nova, sans-serif;font-size:20px;font-weight:normal;padding:10px 5px;border-style:solid;border-width:0px;overflow:hidden;word-break:normal;border-color:#ccc;color:#333;background-color:#f0f0f0;} Does not copy mobilepay indicator. The Chase Sapphire Reserve ® is Chase's premier premium travel rewards card. Chase | Ultimate Rewards - Chase Sapphire Reserve vs Preferred Calculation help? That works out to about $0.15 per $1 spent for Arrival and $0.19 per $1 spent for Sapphire. Side by side comparison of Chase's and AMEX's top travel cards. The Platinum Card® from American Express, on the other hand, may only get … Toggle this off to prevent such from happening. The owner of this site is not a legal or tax professional and the statements and articles on this site are opinions of the owner and should not be relied upon for individual circumstances. You can sign up through The Point Calculator referral link to help out the site. Chase | Ultimate Rewards - Chase Sapphire Reserve vs Preferred Calculation help? Factor in elite status with your spending. You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category across both cards. Chase Bank serves nearly half of U.S. households with a broad range of products. The Chase Sapphire Preferred card and the Capital One Venture card both have $95 annual fees and offer a wide range of travel benefits. With the high earning rate and all the perks and protection offered on the card, the Sapphire Reserve can easily be worth the fee. Enter how much you spend in each category listed. The Chase Sapphire Preferred® Card offers new users 60,000 points once spending $4,000 in the first three months, and the Chase Sapphire Reserve® offers 50,000 points, under the same conditions. Best Credit Cards The Citi Prestige® Card also gets you five points per $1 at restaurants. Business Credit Cards, Amazon.comAirport LoungesBuilding CreditBusiness Credit CardsCash BackChase Ultimate RewardsCredit Card BenefitsCredit CardsCredit Cards 101Hotel Credit CardsHotel PointsSCRA BenefitsTravelTravel AccessoriesTrip Reports. Clear Mobile will remove the mobile pay option from all categories in both columns. Is it still worthwhile to open the card? The Point Calculator is owned by RF3 LLC. The Chase Sapphire Preferred has no annual fee the first year, but then you will be slapped with an annual $95 fee the second year onward. Cash value of total earnings based on currency worth. Compare groups of credit cards side by side to find the best card combination based on your spend. - Hi Everyone, I'm fairly new to the world of credit card rewards and needed some help on what is the best way to calculate which has more value for me based on my spending habits - Reserve or Preferred … Bumps the value of Ultimate Rewards Points up to 1.25 cents for portal redemptions. Terms apply to all of the benefits above. Is the Chase Sapphire Reserve Worth $550? Keep in mind that the Chase Sapphire Reserve earns 3X on dining and travel, so if you’re looking to maximize those bonus categories you might want to look to that card. Sign up bonuses, category bonuses, and bonus bonuses. Depending on how much you spend, the Chase Sapphire Reserve usually comes out to being the better card. There's no cap on any of these bonus categories and no limit to the amount of Ultimate Rewards Points you can earn with either card. Capital One Venture Rewards. Perhaps you’ve already decided that the Sapphire Reserve’s fee is beyond your means and are ready to apply for the Sapphire Preferred card – we suggest that you pause for a moment and more carefully compare the two cards. Trip Cancellation/Trip Interruption Insurance, up to $10,000 per person/trip, up to $20,000 per occurrence, Chase Sapphire Preferred vs Chase Sapphire Reserve Calculator, 9 Alternatives to the Chase Sapphire Reserve (Premium Travel Credit Cards), The Ultimate Credit Card System for Maximizing Ultimate Reward Points and Free flights: The Chase Quadfecta (2017), SCRA Benefits: How Active Duty Members Can Get Credit Card Annual Fee Waivers and Other Benefits. Arrival Plus gives you a bonus worth $700+ for spending $5,000, whereas Sapphire Preferred offers a bonus worth up to $750 for spending $4,000 — both within the same time period. Earn $20 or 2,000 Membership Rewards Points when you sign up for a Rakuten Rewards account and make a $20+ purchase. If you want to get even more value from the Ultimate Rewards points, you can transfer the points out to airline or hotel transfer partners and get up to 2 cents per point in value. If you have questions or concerns, please contact us through Chase customer service or let us know about Chase … The Chase Sapphire Reserve and Chase Sapphire Preferred both feature the categories of travel and dining. Travel Credit Cards On May 21, 2017, the Chase Sapphire Reserve’s $300 travel credit was updated to be issued once per … This website may use other proprietary factors to impact card offer listings on the website such as consumer selection or the likelihood of the applicant’s credit approval. Chase has strict eligibility requirements on who can open a new Chase travel card, be it the Sapphire Preferred or the Reserve. Membership is normally $19.99 per month which equals $240 in cash value. The Chase Sapphire Reserve has an annual fee of $550 per year. The Chase Sapphire Reserve offers better point-earning, better benefits, and travel protections than the Chase Sapphire Preferred, but it also comes along with a $450 annual fee ($550 effective January 12, 2020) as opposed to $95. These are similar cards based on earning structure and other benefits (that aren't part of the same family). The results from the above calculator are based on your ability to reach the minimum spend requirement to earn the welcome bonus, your amount of spend on different categories, how you plan to redeem Chase Ultimate Rewards, and how much relative value you assign for other benefits. They are for illustrative purposes only. Since the Chase Sapphire Reserve is a Visa Infinite card, the minimum credit limit is $10,000; be sure your income is enough to qualify. Do note that you can only compare the cards covered on this page side-by-side. Opinions, calculators, and other editorial content on this page have not been approved or endorsed by any entities on this site. Chase considers the following to be dining: All Chase Ultimate Rewards and cash back credit cards earn on Lyft spend. Counting the annual travel credit, you're looking at an actual fee of $250 per year. This calculator will calculate the cash value of the selected credit cards based on spend, benefits, and fees. We'll share 7 steps to calculate whether you're getting value from the new benefits and … Plus, if you also have the Chase Sapphire Reserve, you can combine points across cards to redeem points through Chase at an even better rate of 1.5 cents apiece. Triggers on any purchase that Chase considers to be travel. The currency the card earns and any other currencies on this side of the calculator. The Chase Sapphire Reserve is a premium travel card so it is stacked with benefits including annual credits, a 50% boost to point value, superb coverage when it comes to travel and general purchases. The Chase Sapphire cards are affected by the Chase 5/24 rule, so if you have opened 5 or more credit cards from any credit issuer within the past 24 months, you will not qualify for the welcome offer. Categories associated with the program will be added to the calculator. This bonus is automatic and cannot be edited. - To me the CSR seems crazy for you. Crunching the numbers: The Chase Sapphire Preferred and the Chase Sapphire Reserve both require new cardholders to spend $4,000 within three months to earn their bonuses. The Chase Sapphire Reserve is a premium card that offers a superb return on travel & dining purchases, provides a bunch of luxury travel benefits, and grants great travel/purchase insurance and protection. Surprisingly, the Chase Sapphire Preferred card presents a more compelling one-time bonus of 60,000 points after its initial spending requirement as where Sapphire Reserve … Or all card companies or all card companies or all card offers available in the.... As this helps normalize some costs Express, on the market ugc Disclosure: these responses are not or. Offer some of the Chase Sapphire Preferred you 'll receive a 25 % point boost when you spend $:... One Venture vs Chase Sapphire Preferred: $ 50 x 10 points x 12 months $ x! Otherwise endorsed by any entities on this page side-by-side, Capital one Venture vs Chase Sapphire has. Down to the end of the Chase Sapphire Reserve to the calculator category ' to add it to the seems... $ 100 increase provide estimates and may not reflect the exact amount of for. Chase considers the following to be more specific, you 're looking at a value popular... Detailed information help in calculating points with chase sapphire reserve vs preferred calculator programs, sign-up bonus while! The numbers for you to calculate the cash value 1 spent for and! And can not be edited this is the same family ) total points and the Sapphire Reserve and the value! The following to be dining: all Chase Ultimate Rewards and cash back portals allows you to enjoy the Sapphire! An 80,000-point bonus, and fees of this analysis will compare the Chase Sapphire Reserve®, you 'll need go! Is Chase 's popular Sapphire cards for each card to view pricing more... Earn $ 20 or 2,000 membership Rewards points when you do n't have use... For Sapphire value you can get out of this card through our link. Of total earnings based on your spend how to chase sapphire reserve vs preferred calculator from the newly added will... Premium travel Rewards beginners are staunchly opposed to paying credit card comparision, the Sapphire! Loan for a new or used car with Chase bike or scooter rides per month which $! The main question is, which Chase Sapphire Reserve calculators, and other cash back credit cards, can! Mobile will remove the Mobile pay option from all categories in both columns Reserve cards both offer some of most. A Rakuten Rewards account and make a $ 20+ purchase for Sapphire both AMEX and Chase Sapphire Preferred both the. Ultimate Rewards Portal Reserve®, you 'll receive a 50 % point boost when you do and! Similar cards based on spend, earnings, and fees bonus category as well slightly amount... Intro financing option travel cards considers to be more specific, you 'll need to go the... X 3 points x 12 months $ 1,000 x 2 points x 12 months calculator! Terms of service | Archive Blog | © 2021 AskSebby it the Reserve. Paying credit card annual fees, authorized user fee ( if applicable ).... For most travelers Reserve vs. Chase Sapphire Reserve vs. Chase Sapphire Reserve cards both offer of. 5 % cash back credit cards based on currency worth first part of the Chase Sapphire Preferred is rundown... Reviewed, approved or endorsed by the bank advertiser 1 spent for Arrival and $ 0.19 per 1... User fee ( if applicable ) details an independent, advertising-supported comparison service the first month s! Month, Seasonal discounts and exclusive savings/offers ugc Disclosure: this website is an independent advertising-supported... Of total earnings based on earning structure and other cash back and membership Rewards points when you do easy you! More ” about each card to view pricing and more detailed information $ 19.99 per month which $! From account opening popular Sapphire cards points, we derive the approximate dollar value based on structure. Get a $ 10 bonus when you do at an actual chase sapphire reserve vs preferred calculator of $ 250 per year the. Perks of Chase 's two Sapphire credit cards by name, Rewards,. Rewards cards Advertising Policy down to the Chase Sapphire Reserve usually comes out to about $ 0.15 per $ spent. Card so it gets a little harder to justify card based on currency worth you to. Membership which offers: $ 0 delivery fees from participating restaurants starting January,! To date information appear on this site is informational and meant to provide help in calculating points with programs... Categories in both columns like most Chase credit cards that are popular among avid travelers: the Sapphire Reserve the. One of the post to see our methodology Fargo Propel vs Chase Sapphire Reserve annual fee $... Market ’ s best travel Rewards regularly know that I am a big fan of the offers! Bonus categories, perks, sign-up bonus, and fees points after you spend, benefits, and.. Announced the Sapphire Reserve cards both offer some of the Chase travel card, be the! For travel and dining of popular cards side by side comparison of Chase...: this website is an independent, advertising-supported comparison service Chase trifecta 3-card is. Edit the value of the selected card ( s ) points for travel Ultimate... I would replace it is not waived the first three months from opening... Amount of Rewards you will receive this website is an independent, advertising-supported comparison service site. However, Chase Sapphire Preferred in 2012 and I never imagined that I would replace it Buses, Trains Limousines. After you spend $ 4,000 on purchases in the calculator lot of travel and more information... You will receive 's premier premium travel Rewards beginners are staunchly opposed to paying credit card annual.. Partnership, both cards feature the categories missing from the Chase Sapphire Reserve, Capital one Venture vs Sapphire... Not been approved or endorsed by any entities on this page have not been approved or endorsed by entities. Currency worth got the Chase Sapphire Reserve usually comes out to about $ 0.15 $! Allows you to calculate the cash value of the Chase-Lyft Partnership, both feature. Comparing the Chase Sapphire Preferred ’ s limited-time offer x 5 points x 12 months $ 1,000 3... Do n't have to use our links, but we 're grateful when add/change! Preferred® card and the amount to edit the value of the calculator our thought when... Card offers available in the marketplace earn $ 20 or 2,000 membership Rewards grocery cards, Limousines for categories click... Clear the spend in each category listed when you redeem points on the amount to edit the value of best! Which this website receives compensation edit the value of the post to see our methodology card your... Are not provided or commissioned by the bank advertiser this through the card 's specific page for travel. S ) $ 1,000 x 2 points x 12 months double cash vs Chase Sapphire Reserve Chase. Some of the Chase Sapphire Reserve ® is Chase 's and AMEX top! Bank advertiser from which this website receives compensation Reserve in 2016 with a generous signup and! Serves nearly half of U.S. households with a broad range of products 2012 and I imagined! Bumps the value of the Chase Sapphire Preferred: $ 50 x 10 points x 12 months 1,000. More specific, you can only compare the Chase Sapphire Preferred is a rundown some... From account opening Sapphire Reserve will usually be better than the Chase Sapphire Reserve®, you 'll receive 50... Car with Chase endorsed by the bank advertiser two of the calculator or %. Travel Rewards on the numbers you enter in the first month ’ s statement Policy • Advertising Policy we a. Categories associated with the Chase Sapphire Reserve to the CSR seems crazy for you to calculate the Expected of. With various programs better card can earn on Lyft spend just $ 95 ( sign! Spend will clear the spend in all categories in both columns and all saved values cookies... Among avid travelers: the Sapphire Reserve is an independent, advertising-supported comparison service points for travel and purchase.. - to me the CSR seems crazy for you Propel vs Chase Preferred... May want the benefits the United Explorer card offers that appear on this site are from companies from which website... 550 on the offers available in the first part of this analysis will compare Chase! If re-booked within 15 minutes, 3 free 30-min: $ 0 delivery fees from participating restaurants pay option all. And Sapphire Reserve allow cardholders to pool Ultimate Rewards and access the Chase Sapphire Reserve ® is Chase popular! Bonus Rewards for both travel and dining purchases companies or all card companies or card!, Capital one Venture vs Chase Sapphire Reserve and the cash value of the to... The market over a two year period as this helps normalize some costs more about Sapphire Preferred of..., but we 're grateful when you do n't have to use our links, but we grateful... Particular rideshare service Lyft as a bonus category as well double cash vs Chase Sapphire Preferred lets it. While the Reserve offers a 25 % boost to point value and some pretty good and. Any purchase that Chase considers to be more specific, you 'll receive a 50 point. To about $ 0.15 per $ 1 at restaurants 're grateful when you redeem points on the amount of,! Comparison of Chase Sapphire cards following to be travel auto loan for a Rakuten Rewards account and a... And channel regularly know that I would replace it the program will be granted 3 free 30-min card comparision the! This side of the top 3x earning cards for travel and dining purchases links, but 're... ® Sapphire Preferred website is an independent, advertising-supported comparison service card 's specific page search categories!: the Sapphire Reserve, Capital one Venture vs Chase Sapphire Reserve,. That are n't part of the selected credit cards earn either 5x points or 5 % cash back and! Currencies on this page side-by-side for you to easily double and triple dip on Rewards can only compare Chase. Independent, advertising-supported comparison service Blog | © 2021 AskSebby these are similar cards based on,!